I cannot access my account for two days!!! If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to … Although it wasn’t for a huge amount, they were so helpful, … If you would like to speak to us in more detail or need any additional support, please use the link here - https://www.tsb.co.uk/help-and-support/. from Everyday Loans4.85 from 4266 reviews, © Smart Money People 2021. You cannot make this up! rate shown to me was +29%... Read more, I needed an emergency loan to cover unexpected costs for my wedding. I feel this bank has become inaccessible. I knew which interest rate and deal to go with and with the extra support it was very assuring and easy to complete. The policy was a farce and I ended up in more debt than the loan. The money was transferred to my account straight away. However, TSB certification is not required to obtain these loans. thank you tsb. Smart... TSB personal loan reviews on Smart Money People are honest reviews. Privacy Policy. Second time I have had to do this. Clearly this bank doesn't value their long term customers. Told on automated message to drop in. AVOID THIS BANK!Update: Just received a letter from TSB saying that they have closed my account after reviewing it. Thank you Zopa. TSB make it easy to apply and have fair interest rates. Twitter Vault TSB Overturned Their Decision Not to Offer Me a … Absolutely rubbish! ).I would like to thank Megan so much for her help.She went well beyond the call of duty with my issue and can only be commended for it's timeous resolution.Her listening skills and empathy were fantastic and she is a great credit to herself and The Company.Thanks again. If you are in a position to make a partial settlement to your personal loan to reduce the remaining term and therefore the total interest you will pay then please call us on 0800 111 4166 or visit any TSB … Interest rates on TSB mortgages. I have given 9/10 stars for how likely I would be to recommend just because I feel that it is easier for people with current accounts to get a loan than anyone else. Worsed bank everThere was a fraud on my account so they suspended my account , they want proof by email so i sent them proof which was a picture of my passport and other bits of information they requested and they promised me that would so so i can get back into my account but no they. Be aware I have literally 1000’s of articles to load about BBL’s. Turned out further on investigation by the assistant that this was incorrect and that I could only set up a new account via the telephone. TSB reviews When it comes to reports on trusted websites such as Trustpilot, TSB, unfortunately, doesn’t have a positive customer reputation, with only 7% of their 600+ reviews positive and a huge 87% are … However, I was... Read more. If you're trying to determine whether this is the right personal loan for you, reading our permanent tsb personal loan reviews … TSB Loan Review | Interest Rates The interest rates in the TSB Loan Review varies with the line of credit or the repayment term. Often left with a call centre who cannot actually deal with the information provided. I received the money the same day and all application was done online. Its a total joke and getting worse every month. TSB :: is this how you treat your customer? Was kind of talked into a £7500 loan when I initially went for a £3000 one, it had lots of interest and ruined the next five years of my financial life, still trying to get back on my feet! I’m sorry to hear you had such a frustrating experience, but I really appreciate you bringing this issue to my attention and will pass your feedback to the relevant team. When I approached the bank for a personal loan a few years ago the process was completely seamless and the communication friendly and efficient. ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into... Read more, ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into tsb Compare our best TSB mortgage deals. What a bank. What happened to their brains?And one more thing TSB....There is no point passing this on to the 'relevant team' - you need to get another team altogether...infact another bank. I don't have many problems with the bank itself. I was having financial difficulties and asked for a consolidation loan I borrowed 13000 over 60 months. !… Read Full Review I know TSB get a lot of negative reviews, but I recently noticed a fraudulent transaction on my account, and I have to say that TSB were superb. I was having financial difficulties and asked for a consolidation loan I borrowed 13000 over 60 months. After completing our discussions and arranging a phone appointment for later in the month, the call was finished with that wonderful patronising Americanism “Have a Nice Day”. No Issues with Bank But Website Uses Underhand Tracking, poor access to customer services/help online…. On trying to rearrange some other way to progress a review of my account (appointment cancelled due to COVID), I was initially informed that I could do this via phoning a UK number or via the internet. This website uses cookies to help enhance your user experience. 2021 another year, another system failure by good old TSB. How we calculate TSB's customer score and ratings TSB credit card FAQs Coronavirus (COVID-19) credit card update The Financial Conduct Authority (FCA) wants lenders to continue to offer payment holidays on credit cards, loans … I lost my job and thought the PPI would cover the monthly payments, but it didn't. received paperwork in the post a few days later. If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to find out what other people have to say. Loans are showing rates as low as 2.8% but the given rates are much higher, even when applying with a good credit score. I had an appointment with Gerry who helped me navigate thru the application online. My application was accepted and I am now paying a 3.99% APR (Paying back £2078.76 over 12 months on a £2,000 loan). I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it pathetic. The bank offers one attractive rate and loans over a term from one to five years. I needed to build credit history so sought a loan rather than a credit card. I often can't check my balance or make payments through the unreliable app. permanent tsb personal loan reviews on Smart Money People are honest reviews. Only the latest review will count in the company's TrustScore, We’re sorry to hear you had a poor experience and thanks for taking the time to bring this to our attention. Do you agree with Sainsbury's Bank’s 4-star rating? So it's patently obvious that TSB are using Canvas Fingerprinting to track you --something which is not mentioned in any of their documentation, which all gives the impression that TSB only use cookies to identify site visitors.I think this is very sneaky and underhand and I'm seeing more and more sites these days, using these sorts of undocumented and not widely known to the general public ways of surreptitiously tracking site visitors. Aside from TSB, they include HSBC, Ikano Bank and RateSetter, plus the Halifax, NatWest and Barclays (with the last three you must be an existing customer). 307 TSB Bank reviews. Fixed monthly repayments.TSB’s Fix and Flex loans set fixed monthly payments, but also have good flexibility benefits, including payment holidays and the option to pay more whenever you want. More than 5 miles and with COVID not supposed to travel. Takes you round in circles and can't speak with anyone locally.Further observationsAnd the saga continues. Just save yourself the trouble and don't bank with them. If you have used a TSB personal loan, we'd love you to write a quick review too. I was told that here is nothing I can do about it and my account will be closed on that date and was told to look for new bank to open account with. Also, it may be possible to get a better rate of interest elsewhere. So fast and easy to arrange. Written on: 21/04/2012 by 5255colin (2 reviews written) what ever you do dont get a loan from lloyds tsb i got a 10,000 loan over 5 years and never missed a payment and i ended up paying 17,000 interest so please be aware!!!! These alternatives to the mainstream loan … But the loan made sense to consolidate my previous debt so i took a chance and it has paid off. TSB will lend to first-time buyers, home movers and remortgagers at 60%, 70%, 75% and 85% loan … This is a joke, they told me 3 days ago that I have until 1st Feb to submit a bank statement from my mom bank account in Thailand and they will make a decision whether or not to close my account. However, it was fortunate that I was declined as I searched Martin's Money Saving Expert website and found out about Zopa (online Peer to Peer lending). I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it... Read more. Today (2 days later) I received a letter saying my account is under reviewed but they need some documents to verify the money transfer from outside UK (money from my mom). I applied for a TSB persona loan. All TSB need from my is my mom bank statement and I will be able to keep the account open and I don't have to switch the bank! I applied for a personal loan through this bank, as I am a current account holder, never been in my overdraft, never been below a certain amount in my account. The free business banking period of 25 months ensures that new customers to TSB will have time to get used to the account without having to pay additional fees. 2.8% representative, will lend between £1,000 - £25,000 over 12 - 84 months. Said they could just accept that id have togo into branch which is over 20 miles away in birmingham im self isolating i have covid and im exempt from wearing a mask because of my asthma and other respiratory problems they are happy that i will infect everyone so they can stick to there stupid rule with no leeway shame on them and there not budging so they have my money I have made a formal complaint but they says the no point real it will me upheld abs it wont make a blind bit of difference it wont chance a thing and it will be closed without looking at , the staff just lie to you to get you of the phone There are other banks out there better banks and building societies out there deal with them give them your custom plz avoid tsb there all a bunch of lying crooks AVOID AVOID AVOID. I moved to tsb a few years back as other local banks shut their branches. Don't pick up phone calls or have message system to take a message. They gave up on trying to recover the debt. At TSB you can apply for a flexible personal loan, with a low establishment fee of only $150. The money was transferred to my account straight away. The advice I got was to completely ignore the demands and tell them they were getting nothing and if they want to go to court, the court would tell them they would get nothing also, as I was living on benefits. The advice I got was to completely ignore the demands and... Read more. Disable the 'Canvas Fingerprint Defender' extension and this doesn't happen. TSB personal loan reviews on Smart Money People are honest reviews. Would NOT recommend! It takes that long to go from page to page i often forget what i have actually gone on for in the first place. TSB says it recommended a loan as it felt overdrafts should only be short term. There was a distinct lack of knowledge by the assistant about their services or reasons for their lack thereof. Lloyds Tsb Personal Loans Review. If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to find out what other people have to say. Check out what 5,438 people have written so far, and share your own experience. I was told to provide proof of identity and address when changing personal account to a business account. Avoid at all cost.As TSB read this, let me give you more information.At one branch (my actual branch around the corner from my house) I was told the BUSINESS team would not accept my SA302 as it was a document I sent to HMRC, that I would need a document HMRC sent to me. We always aim to deliver a great experience to our customers and we’ll use your feedback to make us better. So after that phone call I look for new bank and start the account switching process. And I liked that they opened on a Saturday morning. Read Jingsamy's review of the Lloyds TSB Loans, 9 of 10 Lloyds TSB Loans reviews, & compare with other Personal Loans at Review Centre You have already paid the money … Due to my particular circumstance I only had my driving licence as my passport had expired. have been trying to get onto online banking all day but when it gets to the bit where it sends you a one time password it didnt.Tried ringing, left hanging on for 10 minutes.Tried emailing, complaining, go round and round and round in circles.Its not easy to access help from this bank.I now have to wait until Monday to get access to anyone to help sort this out. Too late TSB, you told me on Monday that there is nothing I can do and you will close my account in March. I will have to change my bank which annoys me because it's another chore. It had my name, address and national insurance number on it.I still have my current account with them. With loans from £1,000 to £25,000 (or £300* to £50,000 for TSB current account customers). Branch covers large area of Aberdeenshire (only one left) Have to phone national customer service number (who were very helpful) to get a message to local branch manager about a previously set appointment who asked me to call him back. I needed an emergency loan to cover unexpected costs for my wedding. Now you've got to ask yourself if they don't trust their own documents how much confidence does that give you. I have given 9/10 stars... Read more. new loan review board members The Iowa Economic Development Authority (IEDA) is pleased to announce the appointment of a new Loan Review Board for the Targeted Small Business (TSB) Program. I've been using TSB for about a decade and it's been fairly painless.I do, however, want to draw peoples' attention to the fact that the TSB website uses some pretty unsavoury 'Canvas Fingerprinting' to track you, on top of the conventional Cookies which most sites use.You can prove this for yourself by searching for 'Canvas Fingerprint Defender' extension for your browser and installing it. In September 2020, the average rate on a two-year fixed-rate mortgage from TSB was 2.04%, compared to the overall market average of 2.33%. very easy to do online. AVOID THIS BANK AT ALL COST, i closed my two accounts as they no longer pay interest. You can make additional payments on your loan … Including latest … How can you give out false information to your customer? All rights reserved. I'm hugely grateful that TSB have provided me with the loan I needed. Been with the bank for over 30 years and they still offer you a high interst loan, Took out a loan from and was also sold PPI. I provided them with my tax document SA302 but they would not accept that as a proof of address. As I have a TSB current account, I could do everything online and there was no delay in the approval. Spent almost an hour trying to contact telephone banking! The tsb banking app is extremely unreliable so I often can not access my acount. Read about their experiences and share your own! !At another branch I was told my SA302 was not dated. Only one branch left open. Thanks TSB. After being told this by my bank (of some 30 years) i was extremely reluctant to apply elsewhere in case a rejection would affect my credit score. Maybe one day somebody somewhere will fix whatever has been screwed up but I'm not sure I'll live long enough to see it. How much could I borrow from TSB? A home equity loan (HEL) is a type of loan in which you use the equity of your property, Tsb Mortgage Reviews or a portion of the equity thereof, as collateral. A detailed review of TSB, one of the UK's best-known mortgage lenders. So, as I work weekdays I can no longer access counter services. I applied for a loan to assist with the cost of a holiday to Florida. Our award winning loans help customers to borrow well. rate shown to me was +29% APR. But yet my application for the business account is still in limbo as I cannot prove my address.Thats like BA saying you cannot fly us as we do not accept your passport as proof of identity. I opted for a different provider with excellent rates and customer service. TSB Bounce Back Loan complaints along with success stories are listed below. Excellent Bank easy to use very happy customer service always very helpful and polite :). Unimpressed.Wouldnt recommend it. (I kid you not). I needed a correspondence that was dated. Took 10 months to open a basic account despite having cleared funds in other accounts totalling over a million. A free inside look at company reviews and salaries posted anonymously by employees. This guy actually called someone to confirm this. By using Smart Money People, you agree to our privacy policy. Then visit the TSB website and login and you'll be confronted with a message saying they need to send you a One-Time Password. Unacceptable. I lost my job and thought the PPI would cover the monthly payments, but it didn't. Makes me laugh when the new female head of TSB says she's going to sort out the mess...that was 6 months ago and its worse.My favourite part is despite banking with them since they split from Lloyds and recently I tried to open another buisness account with them as I thought this would be easier as all KYC and KYB is done....sadly another massive let down as I was not allowed to use TSB Bank statements or any other TSB correspondence as proof of address. As I have a TSB current account, I could do everything online and there was no delay in the approval. Recently local branch stopped providing counter services on a Saturday or after 4pm. Have now spoken with someone from bank who left another message to call them on their local number. I've banked with TSB for years. Loans are available up to $50,000 for businesses looking to start or expand. Representative Example: If you borrow £7,500 over 60 months at a Representative rate of … There was clearly something wrong but I I got the information I was after and got on with my life. Your equity is your property’s value minus the … This is ideal for new businesses who need a bit of time to establish themselves and also cuts down on additional fees when there will already be a lot of initial expenses when getting set up. I have a number of accounts with TSB - current accounts, esavings, business banking to name a few. The board will review applications and business plans submitted to the program and either approve, defer or deny the loan … Calculate what you could afford with our TSB mortgage calculator. I logged on and was able to get accounts on screen, but they appeared in a "skeleton" form and not in the proper format. TSB personal loan reviews on Smart Money People are honest reviews. I can no longer pay cheques in or deposit bags of cash. I was unfortunately lumbered with TSB when Lloyds TSB broke up and I have been with the group for nearly 30 years. Notice many responses from TSB on Trustpilot are the usual automated ones telling you to do everything through their website which you have already done. The policy was a farce and I ended up in more debt than the loan. However, I was so disappointed at the APR being as high or maybe higher than that of a credit card. They still send me letters to my address which I had with me. Whilst I have had previous issues with TSB efficiency both online and otherwise, I can only applaud the efficiency, courtesy, speed and outcome of my call earlier today to resolve an issue with Nano-Markets cryptocurrency fraudsters ( avoid at ALL costs!! Hi, thank you for your review. | Read 21-40 Reviews out of 5,183 The same criteria used to evaluate TSB certification are required for businesses to be eligible for TSB loans offered through the Iowa Center for Economic Success. 10 talking about this. Highly recommended. TSB don't answer complaints and claim to have nothing wrong in ripping me off and helping me get further money worries since no reimbursement offered and no complaint regarding this matter resolved. 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